A few of the more important reading items and links for November 3rd :

• Yahoo, Google Add Provisions to Search-Advertising Agreement – Get on with it boys!
• More Utility Bills Go Unpaid – The economy is NOT receovering so quickly
• Citi say credit card losses may hit record levels in 2009 – Did they say $96 billion?
• KBW downgrades T. Rowe Price and Morningstar – More evidence that te Mutual Fund business is in trouble
• Targeting The Poorhouse – Who is going to clean up this mess?