Important Disclosures

Horowitz & Company, Inc. (Horowitz & Company) is registered as an investment advisor with the State of Florida and conducts business in other states where it is properly registered or is excluded from registration requirements. Registration does not imply any level of skill or training.

The information presented on this site and within any of our podcasts are not intended to be used as the sole basis of any investment or financial decisions, nor should it be construed as advice designed to substitute for working with a financial planner/professional. None of the information should be considered legal, accounting or tax advice or individually tailored investment advice. The topics covered and research is prepared for general circulation and has been provided without regard to the individual financial circumstances and objectives of persons who receive or obtain access to it. Furthermore, the opinions and information is provided by the publisher, Horowitz & Company (and other contributors) are to be considered for educations use only.

Horowitz & Company, as publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional.

The information throughout the site and podcasts are derived from and based on sources that are believed to be accurate and reliable. However, we do not make any representation or warranty, expressed or implied, as to the accuracy of the research, the completeness, or correctness or make any guarantee or other promise as to any results that may be obtained from using the research. To the maximum extent permitted by law, neither we, any of our affiliates, nor any other person, shall have any liability whatsoever to any person for any loss or expense, whether direct, indirect, consequential, incidental or otherwise, arising from or relating in any way to any use of or reliance on the research or any information contained on this site.

Some discussions contain forward looking statements which are based on current expectations and differences can be expected. All research, including the estimates, opinions and information contained therein, reflects our judgment as of the publication or other dissemination date of the research and is subject to change without notice. Further, we expressly disclaim any responsibility to update such research.

Risk Considerations

Investing involves substantial risk. Past performance is not a guarantee of future results, and a loss of original capital may occur. No one receiving or accessing our research should make any investment decision without first consulting his or her own personal financial advisor and conducting his or her own research and due diligence, including carefully reviewing any applicable prospectuses, press releases, reports and other public filings of the issuer of any securities being considered. None of the information presented should be construed as an offer to sell or buy any particular security. As always, use your best judgment when investing.

Additional Points for Consideration

Materials from Horowitz & Company (Publisher) are provided for information only and is not intended as a recommendation or an offer or solicitation for the purchase or sale of any security or financial instrument. This material is not a complete analysis of all information or facts respecting any issuer, industry or security or of your investment objectives, parameters, needs or financial situation, and therefore is not a sufficient basis alone on which to base an investment decision. With respect to any specific securities mentioned, Horowitz & Company and its affiliates may have positions (long or short), effect transactions of financial instruments mentioned herein (or options with respect thereto) of issuers mentioned. Moreover, investment strategies and client portfolios of Horowitz & Company may have acted on the basis of this information.

Please note that the information contained herein is as of the date and time referenced and Horowitz & Company does not undertake any obligation to update such information. All market prices, data and other information are not warranted as to completeness or accuracy and are subject to change without notice. Past performance is not indicative of future results. Any investments discussed may fluctuate in price or value. Changes in rates of exchange may have an adverse effect on the value of investments. Transactions involving financial instruments mentioned herein may not be suitable for all investors.

Horowitz & Company will provide all prospective clients with a copy of our current Form ADV, Part 2A (“Disclosure Brochure”) and the Brochure Supplement for each advisory person supporting a particular client. You may obtain a copy of these disclosures on the SEC website at http://adviserinfo.sec.gov or you may contact us directly at info@horowitco.com to request a free copy via .pdf or hardcopy.

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